Join Gromadzki Real Estate — the 100% commission real estate brokerage serving Homestead, Florida agents. Keep every dollar you earn with flat fees, full broker support, and tech built for the modern agent.
Homestead sits at South Florida's southern edge — the gateway to the Florida Keys and one of Miami-Dade County's most affordable submarkets. With a strong first-time-buyer population, growing new-construction activity, and proximity to Everglades and Biscayne National Parks, Homestead represents a different opportunity than the luxury markets to the north.
The market has seen significant new construction and master-planned community activity over the last decade. Agents working Homestead often serve first-time buyers, military-adjacent buyers (Homestead Air Reserve Base), and investors looking for entry-level rental properties.
Homestead is Miami-Dade's affordability frontier, and the commission math looks different when the median is a fraction of the county's. At Homestead's roughly $456,000 median (Resideline 6-month trailing, Aug 2026), a 3% side is about $13,700 gross — and a 20–25% house split hands the brokerage $2,700–$3,400 of it. Every deal. Agents here work volume — first-time buyers, FHA files, new-construction contracts — so a flat fee compounds fast: at Gromadzki, the same closing costs a flat $499, whether it's a Keys Gate townhome or a Redland acre.
Homestead's real estate market spans distinct neighborhoods, each with its own buyer profile and price tier. Our agents work all of them.
Historic core with redevelopment activity — entry-level SFH.
Master-planned community — family-oriented buyers.
Established neighborhood with broad price range.
Lakeside affordable single-family.
Entry-level new construction corridor.
Closer-to-Miami suburban inventory.
First-time-buyer specialists, FHA and VA loan agents, investor-focused agents, and new-construction agents.
Homestead's transaction velocity and military buyer flow reward high-volume agents. The $0 monthly fee at Gromadzki is particularly valuable here — newer agents can build a Homestead pipeline without carrying brokerage overhead.
Sources: Resideline (Aug 2026, 902 closings) and Houzeo (July 2026) for price/DOM; Homes by Marco / Resideline for supply (Aug 2026); MIAMI REALTORS Miami-Dade single-family cash share (Jan 2026). City-level median diverges by property-mix window; county cash share used as proxy where Homestead-specific data isn't published.
Homestead sits at the value end of Miami-Dade, and mid-2026 it's a working buyer's market. Resideline tracked a $456,037 median across 902 closings over the trailing six months (Aug 2026), with the middle 50% of sales between $355,000 and $570,000 — a reminder that this is a subdivision-and-townhome market, not a luxury one. Houzeo put July 2026 at a $495,000 median, up ~3.1% year over year, while Redfin and Movoto have printed anywhere from ~$405K to ~$455K in recent windows. The honest read: city-level medians swing month to month with the property mix, and prices are essentially flat-to-modestly-up, not appreciating fast.
Homes are taking a median ~79 days to sell (Houzeo, July 2026) — Redfin's slower-moving average runs higher near 100+ days — and inventory has climbed to roughly 8 months of supply (Homes by Marco / Resideline, Aug 2026), well into buyer's-market territory. Sellers are getting about 97.9% of list and over 60% of listings have taken a price cut (Houzeo, July 2026). For agents, that means deals are absolutely happening — 581 closings in the July window — but they take pricing discipline, patience, and buyers who can actually qualify.
Homestead exists because Miami-Dade's single-family median hit $695,000 in June 2026 (MIAMI REALTORS, June 2026) and working families got priced out of the core. Down here, Homestead proper runs roughly $350,000–$480,000, with Naranja/Princeton around $390K–$500K and Florida City near $320K–$400K (Tayton Capital South Miami-Dade guide, 2026). That price gap makes this the county's FHA and first-time-buyer engine: the FHA loan is the most common product in South Miami-Dade, 3.5% down is viable under $500K, and Miami-Dade's FHA limit of $621,000 covers nearly the whole local market (Southeast Funding Group / Tayton Capital, 2026).
The buyer pool is distinct: first-time buyers and working families relocating from pricier Miami, FHA and down-payment-assistance borrowers (Miami-Dade SHIP and Florida Housing programs are active here), plus investors drawn by the low entry price and rental demand. Homestead also has something no other Miami-Dade submarket has — the Redland agricultural belt, where nurseries, groves, and multi-acre parcels trade as a specialty market. Agents who can read a Homestead Exemption, an FHA appraisal condition, or an agricultural-zoned parcel are the ones closing here.
Homestead is one of Miami-Dade's fastest-growing cities because it still has developable land, and the national builders have poured in. Lennar and D.R. Horton dominate the South Dade pipeline, with Lennar alone running dozens of Homestead-area communities — new single-family and townhome product commonly starting in the high-$400s to low-$700s, many with impact windows, metal roofs, and Next Gen multi-gen layouts (Lennar new-home listings, 2026). For an agent, new construction is a recurring commission lane resale can't match.
In a buyer's market with rates elevated, builders are competing hard. 2026 South Dade incentive packages include rate buydowns into the 3.75%–5% range, $20K–$50K in design/finish credits, and $5K–$15K toward closing costs (South Dade new-construction builder programs, 2026). Two things agents must know: the buydown usually requires the builder's affiliated lender, and — critically — the builder co-op commission is only paid if the agent registers the buyer before their first contact with the sales office. Miss that registration and you've worked the deal for free. Get it right and builder co-op is real, repeatable income on top of resale.
Homestead agents belong to MIAMI REALTORS® (the MIAMI Association of REALTORS®) and list through the Southeast Florida MLS (SEFMLS) — one of the largest MLSs in the country, covering Miami-Dade, Broward, Palm Beach, and Monroe. One membership lets a Homestead agent work Florida City, Cutler Bay, and the Redland on the same license and the same MLS, and SEFMLS's data-share with BeachesMLS extends listing reach across South Florida.
Now the math at Homestead's real numbers. An agent closing 10 sides a year at the ~$456,000 median grosses about $136,800 at 3% per side. At a 20% split brokerage, roughly $27,400 goes to the house; at 25%, about $34,200 — before monthly fees. At Gromadzki, those ten closings cost $4,990 flat, and the other ~$22,000–$29,000 stays with the agent. This is a volume market with FHA files and builder co-ops that take real work per deal; a percentage split quietly taxes exactly the hustle that makes Homestead work.
"I do high-volume first-time-buyer work in Homestead and Florida City. Average commission is $7K. I close 20+ deals a year. My old brokerage took $28K of that. Gromadzki takes $10K. That's a year of childcare in the difference."
One simple structure, statewide. $499 per closed deal, $0 monthly, $0 annual — and you keep 100% of your commission on every Homestead transaction.
Built for every Homestead agent — new, part-time, or full-time top producer.
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