What Is a Flat Fee Real Estate Brokerage?

Flat Fee, Defined

A flat fee real estate brokerage is a brokerage that charges its agents a fixed dollar amount — instead of a percentage of every commission — to operate under the brokerage’s license. The flat fee may be billed monthly, annually, per closed transaction, or some combination of the three.

Because the fee is fixed and the agent keeps 100% of the commission they earn, “flat fee real estate brokerage” and “100% commission real estate broker” describe the same model from different angles. Flat fee describes the pricing; 100% commission describes the outcome for the agent.

The Three Flat Fee Structures

1. Monthly flat fee. You pay a fixed amount each month (e.g., $99/month) regardless of whether you close. Predictable for the brokerage, predictable for high-volume agents.
2. Annual flat fee. Pay once per year (e.g., $599/year) instead of monthly. Lower total cost if you’re a high-volume agent.
3. Per-transaction flat fee. Pay only when you close a deal (e.g., $499 per closed transaction). No fixed cost if you don’t close. This is Gromadzki Real Estate’s structure.

Many brokerages combine these — e.g., $99/month plus $99 per transaction. Gromadzki uses only the per-transaction model, which means $0 fixed cost between deals.

Flat Fee vs. Commission Split: A Side-by-Side

The savings grow with deal size and volume. Run your own numbers in our calculator.

What Makes a Good Flat Fee Real Estate Brokerage

• Truly flat: the same fee regardless of deal size or commission amount
• No hidden fees: no separate compliance, tech, or marketing add-ons
• Live broker support: licensed broker available for real-time deal questions
• E&O insurance included
• Modern tech stack included — CRM, transaction management, marketing automation
• No long-term contract — flexibility to leave if it stops working for you

Who a Flat Fee Brokerage Works Best For

The flat fee model almost always benefits agents who:

• Close more than 3 deals per year (the math improves with volume)
• Work in high-price markets where percentage splits sting on every close
• Want predictable overhead — exact pricing on every transaction
• Prefer pay-as-you-close over fixed monthly commitments

Newer agents closing fewer than 3 deals per year may want a fully pay-as-you-close model like Gromadzki’s — $0 monthly, $499 per deal — to avoid carrying monthly overhead while they build a pipeline.

Gromadzki Real Estate: The Pay-As-You-Close Flat Fee Brokerage

Gromadzki Real Estate is structured for maximum simplicity: one flat fee, paid only when you close. No subscriptions, no annual contracts, no upcharges based on deal size or transaction type.