Join Gromadzki Real Estate — Florida's 100% commission real estate brokerage. $499 per closed deal, $0 monthly. Serving Lake City and all of Columbia County.
Lake City sits in North Florida — a region defined by lower price points than South Florida, a more rural character, and steady transaction flow driven by both regional residents and out-of-state relocators drawn by affordability.
At Gromadzki Real Estate, the structure is straightforward: $499 per closed transaction. $0 monthly. $0 annual. You keep 100% of the commission on every closed deal in Lake City or anywhere else in Florida. Full broker support, modern technology, and training are included.
Columbia County is North Florida value territory: the county single-family median was about $310,000, up 7.6% year over year, when Redfin last measured it (Redfin, October 2025), while Zillow's mix-adjusted county value sat near $268,000 in mid-2026 (Zillow, June 2026). Three percent of a $310,000 sale is roughly $9,300 gross. A 25% split hands the brokerage about $2,325 of that on every closing; Gromadzki charges a flat $499. In Lake City — the Columbia County seat at the I-75/I-10 crossroads, where a downtown bungalow and a 10-acre parcel off US-441 can trade in the same week — keeping your full commission on a modest price point is exactly what makes the work pay.
Sources: Redfin Columbia County (median sale $310,000, +7.6% YoY, 101 days on market, October 2025) and Redfin Lake City (~95% of list, 2026); months of supply is the Florida Realtors statewide single-family figure (~5.2, mid-2026) because Columbia County months-of-supply is not separately published. County single-family data is used as the anchor because Lake City city-level medians swing hard on acreage mix (Zillow county value $268,422, June 2026; Movoto Lake City $391,575, July 2026). I could not obtain the exact LCBR / North Florida MLS monthly single-family median, so aggregator county figures are cited in its place.
Lake City is a small North Florida city, so the reliable read on its market comes from Columbia County data. The last clean county single-family median was $310,000, up 7.6% year over year, with homes taking a median 101 days to sell — up sharply from 47 days a year earlier (Redfin, October 2025). Zillow's mix-adjusted county typical value was $268,422, essentially flat at +0.2% in mid-2026 (Zillow, June 2026), and statewide single-family supply had loosened to roughly 5.2 months, the balanced-to-buyer-leaning range (Florida Realtors, mid-2026). Rocket Homes earlier pegged the county median at $314,900, up 11.5% (Rocket Homes, December 2024) — the same value tier.
City-level Lake City numbers run higher and noisier because the acreage mix skews the median: Movoto put the Lake City median sale at $391,575 on 116 days in mid-2026 (Movoto, July 2026), and one market report showed a Lake City median listing of $393,150 with land/lots at $122,500 (Broker One, August 2026) — a spread that tells you rural parcels and town homes are two different products. Meanwhile Zillow's Lake City city value was a much lower $263,047, down 0.3% (Zillow, 2026), and Redfin reports homes here typically closing near 95% of list (Redfin, 2026). Translation for agents: this is a patient, negotiation-heavy market where pricing and days-on-market discipline matter more than in Florida's hot metros.
Lake City earns the "Gateway to Florida" name literally — it sits where Interstate 75 and Interstate 10 cross, the only major north-south / east-west interstate junction in North Florida, which has made it a natural warehousing, trucking, and distribution corridor. As the Columbia County seat, it also anchors government, courts, and regional services for a wide rural catchment. Steady public and institutional employment — the Lake City VA Medical Center (part of the North Florida/South Georgia Veterans Health System), Florida Gateway College, county government, healthcare, and the logistics/distribution base along the interstates — underpins housing demand that doesn't ride the tourism cycle the way coastal Florida does.
That employment mix plus a county median in the low-$300,000s (Redfin, October 2025) makes Lake City one of the more genuinely affordable markets in the state, and it draws a distinct buyer pool: first-time buyers, VA-eligible veterans, working families, and rural buyers priced out of Gainesville or Jacksonville. Because it's a value market, more buyers lean on FHA, USDA rural, and VA financing than in Florida's coastal metros, so appraisal gaps, repair negotiations, and inspection contingencies are everyday deal variables here rather than rare ones — and homes closing near 95% of list (Redfin, 2026) confirm buyers have room to negotiate. An agent who can shepherd a VA or USDA file cleanly, at a $310,000 price point (Redfin, October 2025), is doing real work for a commission a percentage split quietly skims.
Two very different products sit under one county median. In town you have historic downtown Lake City, US-90 and US-441 corridors, and established subdivisions; outside town the county opens into rural acreage, farms, and wooded lots toward Fort White, the Osceola National Forest, and the Ichetucknee and Santa Fe River country. That's why land/lots posted a $122,500 median while houses ran far higher (Broker One, August 2026) — pricing an acreage parcel, a manufactured home on land, or a septic-and-well property is a separate skill from pricing a subdivision house, and getting it wrong shows up in the 100-plus days-on-market county figure (Redfin, October 2025).
Location sells on the commute triangle: Gainesville is roughly 45 minutes south on I-75 (University of Florida, UF Health), and Jacksonville is about an hour east on I-10, so Lake City functions as an affordable bedroom-and-land option for commuters to both. Lifestyle demand rides the springs — Ichetucknee Springs State Park, the Santa Fe River, and the surrounding forest — which pull recreation and second-home buyers into the rural pockets. Insurance is the honest caveat: Florida's homeowners and wind-coverage costs weigh on every deal statewide, and out in the county, flood zones along the rivers, older roofs, and well/septic condition are the underwriting questions that make or break a rural closing. Agents who can read those before contract are the ones who keep deals together.
Run the math at the local price point. A Lake City agent closing 10 single-family sides a year at the $310,000 county median (Redfin, October 2025) grosses about $93,000 at 3% per side. A 25% split brokerage keeps roughly $23,250 of that; a 20% split, about $18,600 — before monthly desk fees, technology charges, or franchise dues. At Gromadzki, those same ten closings cost $4,990 total ($499 flat per closing), so somewhere between $13,600 and $18,000 more stays with the agent every year.
That gap matters more in an affordable market, not less. When the median is $310,000 rather than $600,000, every percentage point the brokerage takes is a bigger share of a smaller check — and in a patient market where homes sit around 100 days and close near 95% of list (Redfin, 2026), agents earn each deal with real pricing, financing, and rural-property expertise. Whether the deal is a $122,500 lot (Broker One, August 2026), a VA-financed starter home, or a $400,000 acreage property (Movoto, July 2026), the fee is the same $499 — the brokerage's cost doesn't scale with your commission, so your upside doesn't leak to a split.
One simple structure, statewide. The same $499 per closed deal applies to every Florida city, including Lake City.
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