Join Gromadzki Real Estate — Florida's 100% commission real estate brokerage. $499 per closed deal, $0 monthly. Serving Sun City Center and all of Hillsborough County.
Sun City Center is one of Florida's retiree-focused communities — 55+ housing, age-restricted master-planned developments, and a buyer pool dominated by relocating retirees from the Northeast and Midwest. Transaction velocity is steady, average prices are moderate, and the agent skill set centers on serving this specific buyer profile well.
At Gromadzki Real Estate, the structure is straightforward: $499 per closed transaction. $0 monthly. $0 annual. You keep 100% of the commission on every closed deal in Sun City Center or anywhere else in Florida. Full broker support, modern technology, and training are included.
Sun City Center is a lower-price, high-turnover market, and that combination is exactly where a percentage split quietly eats an agent alive. At the community's mid-2026 median of roughly $265,000 (Redfin, June 2026; Zillow, May 2026), a 3% side is about $7,950 gross — and a 20–30% house split skims $1,590–$2,385 off every closing. In a 55+ market where agents live on volume rather than a handful of luxury deals, that skim compounds fast. At Gromadzki, the same closing costs a flat $499, whether it's a Kings Point condo villa or a Renaissance single-family home.
Sources: Redfin ($262,500, June 2026) and Zillow ZHVI ($269,839, May 2026); days on market and sale-to-list per Houzeo (July 2026); cash share per Redfin (mid-2026).
Sun City Center is a large 55+ active-adult community in unincorporated Hillsborough County, and its market moves differently from metro Tampa. Prices have softened through 2025–26: the median sale price sits around $265,000, down roughly 8–9% year over year (Redfin reported $262,500 in June 2026; Zillow's home-value index read $269,839 in May 2026, -8.7% YoY). That's well below Hillsborough County's overall median of $399,900 (Stellar MLS county data via market aggregators, July 2026) — a reminder that this is a value-priced retirement pocket, not a move-up suburb.
Homes are taking a median ~72 days to sell, with a sale-to-list ratio near 96.8% and roughly 74% of listings taking a price cut before closing (Houzeo, July 2026). Only about 5% of homes sold above asking (Houzeo, July 2026). Translation for agents: sellers are getting close to ask, but only after pricing realistically — the days of naming a number and waiting are over. This is a market that rewards accurate pricing, patient staging, and an agent who understands why a snowbird buyer walks a villa in February and closes in April.
The headline median hides how segmented Sun City Center really is, and knowing the communities is the whole job here. Sun City Center proper — the original, non-gated core of 6,200-plus homes — spans single-family houses from roughly $175K to $600K+, governed by 100-plus individual HOAs with monthly fees anywhere from $25 to $700 and a one-time $3,000 capital-fund fee at closing (community data, Spring 2026). Kings Point is the gated, all-inclusive counterpart: about 5,595 condo and villa units under 110 associations, with bundled fees near $558/month covering exterior maintenance, utilities, internet, security, golf, and tram service (community data, Spring 2026). Its condo villas run from the low $100Ks to the mid $400s.
Renaissance is the newer gated single-family enclave with a country-club feel and a mandatory $2,778 annual Club Renaissance membership, at a generally higher price point, while The Preserve at La Paloma is effectively the area's only new-construction option, with single-family homes starting in the low-to-mid $300s (community data, Spring 2026). Duplex villas across the community trade roughly $200K–$400K. An agent who can explain to a cash retiree why two similar-looking villas carry a $400/month cost gap — bundled Kings Point fees versus an à la carte SCC-proper budget — is the agent who wins that listing and that buyer.
This is one of Florida's most cash-heavy markets. Roughly 43% of Sun City Center purchases close in cash (Redfin, mid-2026) — far above the statewide norm — because the buyer pool is overwhelmingly retirees funding a downsize with home-sale proceeds or savings, plus second-home and snowbird buyers who don't need financing. The 55+ rule (at least one resident 55 or older) and the golf-cart lifestyle, where carts reach groceries, doctors, and restaurants, are the product itself; buyers are choosing a way of life, not just square footage. Agents who can speak to cart routes, clubhouse access, and HOA transfer rules close faster than those quoting comps alone.
Two 2025–26 shifts matter here. First, inventory has loosened and prices have slipped (down ~8–9% YoY per Redfin, June 2026), handing buyers real negotiating room after years of scarcity — good news for the buy-side agents who dominate a retirement market. Second, insurance and Florida's condo-reserve rules are reshaping the villa and condo segments: statewide milestone-inspection and reserve-funding requirements pressure older association budgets, and carrying costs feed directly into what a fixed-income retiree can afford. An agent who can read an association budget and a reserve study is closing deals a comp-only competitor walks away from.
Sun City Center agents belong to the Suncoast Tampa Association of REALTORS® (STAR) — the Hillsborough-area association formed when Greater Tampa REALTORS® merged with the Pinellas and Central Pasco organizations, now one of the largest REALTOR® associations in the country — and list through Stellar MLS (STAR/Stellar MLS, 2026). Stellar is the same MLS that covers Tampa, Orlando, and most of Central Florida, so one membership lets a Sun City Center agent also work Apollo Beach, Ruskin, Riverview, and Brandon on the same license and the same MLS.
Now the math at Sun City Center prices. One deal at the ~$265,000 median (Redfin, June 2026) grosses about $7,950 at 3% per side. A 20% split brokerage skims $1,590 of that; a 30% split takes $2,385 — on every single closing. At Gromadzki, that same deal costs a flat $499, leaving roughly $1,100–$1,900 more with the agent per transaction. Run it over a realistic year: 10 sides at $7,950 each grosses about $79,500. A 20% split hands the house ~$15,900 and a 30% split ~$23,850; Gromadzki's ten closings cost $4,990 total, so $11,000–$19,000 stays with the agent. In a lower-priced, volume-driven 55+ market, keeping your full commission per deal isn't a luxury — it's the entire business model.
One simple structure, statewide. The same $499 per closed deal applies to every Florida city, including Sun City Center.
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