📘 Real Estate Brokerage Resource

Real Estate Agent Commission Split Calculator.

See exactly how much your current brokerage split is costing you each year — and how much you'd keep at a flat-fee 100% commission brokerage. Free, instant, no email required.

Home / Guides / Real Estate Agent Commission Split Calculator | Free 2026 Tool

Calculate Your Annual Brokerage Cost

Enter your typical numbers below. The calculator updates instantly and compares your current split-based brokerage against Gromadzki Real Estate’s flat fee structure ($499 per closed deal, $0 monthly).

Your Current Numbers





Annual gross commission$0
Current brokerage cost$0
Current take-home$0
Gromadzki cost ($499 × deals)$0
Gromadzki take-home$0
$0
More in your pocket per year with Gromadzki

How the Math Works

The calculator does three things:

  1. Calculates your gross annual commission by multiplying your average per-deal commission by your closed deals per year.
  2. Subtracts your current brokerage’s cost — the split percentage times your gross, plus 12 months of any desk or brokerage fees.
  3. Compares that to Gromadzki’s flat fee — $499 per closed deal, with no monthly or annual fees.

The result is your annual savings (or loss) by switching. For most agents closing more than 2–3 deals per year, the savings are substantial — often $10,000 to $50,000+ annually.

What the Calculator Doesn’t Include

For simplicity, the calculator excludes:

To get a precise picture, add up every line item on a recent brokerage invoice and rerun the calculator with that monthly figure.

Common Scenarios

Agent Profile Annual Commission Typical Split + Fees Switch to Gromadzki
Part-time new agent $30K (3 deals × $10K) $9,000 cost (30% split) $1,497 cost · saves $7,503/yr
Full-time mid-career $120K (10 deals × $12K) $24,000 cost (20% split) $4,990 cost · saves $19,010/yr
Luxury specialist $300K (10 deals × $30K) $60,000 cost (20% split) $4,990 cost · saves $55,010/yr
Top producer $500K (25 deals × $20K) $100,000 cost (20% split) $12,475 cost · saves $87,525/yr

Make the Switch in Florida

If the math works for you, joining Gromadzki Real Estate takes less than an hour. Transfer your active Florida license through the DBPR portal and you’re earning 100% commission on your next deal.

Join Gromadzki Real Estate →

Your Current Numbers

Annual gross commission$0
Current brokerage cost$0
Current take-home$0
Gromadzki cost ($499 × deals)$0
Gromadzki take-home$0
$0
More in your pocket per year with Gromadzki
FAQ

Frequently Asked Questions

Is this commission split calculator accurate? +
Yes — for the inputs provided. The math is straightforward: gross commission minus (split percentage × gross commission + monthly fees × 12) for your current brokerage, versus $499 × number of deals for Gromadzki. It excludes annual caps and hidden fees, both of which usually make your current brokerage look more expensive, not less.
What if my current brokerage has a cap? +
If your brokerage caps at, say, $16,000 per year, your effective annual cost can't exceed $16,000 from the split alone. To account for this, calculate your actual paid amount last year (or cap, whichever is lower) and divide by your annual gross commission to get an effective split percentage to enter into the calculator.
Does the calculator account for E&O insurance? +
No. E&O is typically a small fixed cost (~$30–$60/month at most brokerages) and is included at Gromadzki. If your current brokerage charges E&O separately, add it to your 'monthly fee' input.
How does Gromadzki Real Estate make money if it doesn't take a split? +
Through the flat $499 per closed deal fee. With enough active agents closing deals, the flat-fee model is sustainable while still letting each agent keep 100% of their commission.
Can I use this calculator to compare other 100% commission brokerages? +
Yes — temporarily adjust the inputs. If a competitor charges $99/month plus $99 per deal, enter $99 in the monthly field and override the split to 0% (since they don't take a percentage). The Gromadzki side will still show $499/deal flat for direct comparison.

Ready to Keep 100% of Your Commission?

Join Gromadzki Real Estate — Florida's 100% commission brokerage. $499 per closed deal. $0 monthly. Zero splits.

Join Gromadzki Real Estate →