The 100% Commission Real Estate Brokerage in North Palm Beach.

The North Palm Beach market right now (mid-2026)

North Palm Beach is an affluent incorporated village in northern Palm Beach County, wrapped around the Lake Worth Lagoon and the Intracoastal Waterway between Palm Beach Gardens and Jupiter — and the reliable read on its market comes from county single-family data. As of June 2026 the Palm Beach County single-family median was $700,000, up 11.8% year over year, with homes going to contract in a median 42 days and single-family supply at just 3.9 months — inside seller's-market territory (Broward, Palm Beaches & St. Lucie REALTORS, June 2026). County single-family transactions rose about 25% year over year that month, and total home sales climbed for a tenth straight month (Broward, Palm Beaches & St. Lucie REALTORS, June 2026).

North Palm Beach itself runs above that county single-family median once you weight for waterfront: canal-front and Intracoastal homes with dockage command a clear premium, and the village's $1 million-and-above segment tracks the county's luxury surge, where seven-figure sales jumped roughly 57% year over year (Broward, Palm Beaches & St. Lucie REALTORS, June 2026). The condo side is a separate market: countywide condo and townhouse supply sat at 7.2 months — a buyer's market — against a condo median of $325,000, up 3.2% year over year (By The Sea Realty / Florida Realtors SunStats, June 2026). Because the village carries a large stock of older condos alongside its waterfront estates, a city-level all-property figure like Redfin's $509,695 for May 2026 understates what a well-located single-family home actually fetches (Redfin, May 2026).

Waterfront, golf, and who is buying

North Palm Beach's draw is water and golf. The village is threaded with navigable canals feeding into the Lake Worth Lagoon and the Intracoastal Waterway, so a home with a private dock, ocean access, and no fixed bridges is its own asset class — the kind of listing that separates an agent who can talk draft, seawall condition, and dockage from one who can't. At the center of the village sits the North Palm Beach Country Club, the municipally owned Jack Nicklaus Signature course a longtime North Palm resident redesigned and reopened in 2006, ranked among Florida's top municipal courses and running several holes right along the Intracoastal. Golf-frontage and club-proximate homes carry their own premium inside an already above-median market (Broward, Palm Beaches & St. Lucie REALTORS, June 2026).

The buyer pool skews toward the profile that drives this whole stretch of Palm Beach County: retirees, second-home buyers, and cash. Nearly half of all county closings — 49.5% — were cash in June 2026, up from 47.3% a year earlier (Broward, Palm Beaches & St. Lucie REALTORS, June 2026), and in a waterfront village the cash share on the higher-end product runs even richer. That means fewer financing contingencies, faster closings, and clients who expect an agent fluent in condo docs, boat-lift specs, and second-home tax and homestead questions. The village's condo-and-townhouse inventory serves the seasonal and downsizing buyer, while single-family neighborhoods off US-1 (Federal Highway) and along the water serve move-up and relocation demand from Palm Beach Gardens and Jupiter.

Insurance, condo reserves, commute, and value versus Palm Beach

Three practical realities shape every North Palm Beach deal. First, insurance and waterfront risk: coastal Palm Beach County wind and flood premiums have climbed hard, and any Intracoastal or canal-front purchase now turns on flood zone, elevation, seawall age, and the wind-mitigation report as much as on the view. Second, condo reserves: Florida's post-Surfside milestone-inspection and structural-integrity-reserve rules ended reserve-waiver practices at the close of 2024, and the village's older waterfront and near-water buildings are where special assessments and rising dues hit hardest — reading whether a building is fully reserved and insurable or facing an assessment is the core skill on the condo side, where supply already sits at a buyer's-market 7.2 months (By The Sea Realty / Florida Realtors SunStats, June 2026).

Third, location and value. North Palm Beach commutes on US-1, I-95, and Florida's Turnpike, with Palm Beach International Airport roughly fifteen miles south — genuinely convenient for a second-home owner flying in for the season. The market is seasonal: showings and contracts thicken from late fall through the winter snowbird stretch and thin over summer. And on value, North Palm Beach reads as the relative bargain of its neighborhood — waterfront living and top-tier municipal golf at a fraction of the price of the Town of Palm Beach or Jupiter Island, which is exactly why it keeps drawing buyers priced out of those addresses while the county median climbs 11.8% year over year (Broward, Palm Beaches & St. Lucie REALTORS, June 2026).

What the $499 flat fee means for a North Palm Beach agent

Now the math, at this market's real numbers. A North Palm Beach agent closing ten single-family sides a year at the $700,000 county median (Broward, Palm Beaches & St. Lucie REALTORS, June 2026) grosses about $210,000 at 3% per side. A 25% split brokerage keeps roughly $52,500 of that; a 20% split, about $42,000 — before monthly desk and technology fees. At Gromadzki, those ten closings cost $4,990 total, so on the order of $37,000–$47,500 more stays with the agent every year.

The gap only widens on waterfront. A single $1.5 million Intracoastal sale grosses about $45,000 on a 3% side; a 25% split takes $11,250 of it, while the flat fee is still $499 (Broward, Palm Beaches & St. Lucie REALTORS, June 2026). In an above-median village where cash buyers, dockage, condo-reserve compliance, and insurance all demand real expertise, a percentage split taxes exactly the skill that wins those deals. The flat fee lets a North Palm Beach agent price that expertise into their own income instead of handing a rising share of it to a house that did none of the work.